Privacy Policy and Terms of Use

Privacy Policy

The web site you have entered (www.learningmarketplace.org, its sub-domains and any services available therefrom, including any mobile versions of the web site or mobile applications) (the “Site”) is independently operated by Youthful, LLC (“we or us”). We respect your privacy rights and recognize the importance of protecting information collected from you and about you. This privacy policy (the “Privacy Policy”) describes how we collect, use, and share that information. Your use of the Site constitutes your acceptance of this Privacy Policy.

COLLECTION OF INFORMATION

  • We collect personally identifiable information when you voluntarily provide it to us.
  • We collect personally identifiable information from you in several different ways on the Site. Personally identifiable information means information that can reasonably used to identify you personally, such as your name, username(s), birth date, phone number, and email address). We collect such information when you voluntarily provide it to us (such as when you complete an online account registration, subscription form, contest or sweepstakes entry or comment submission). You can choose not to provide the requested information, but you might not be able to take advantage of certain Site features.
  • We automatically collect information about your browser or device, your use of the Site, and your browsing or search history when you interact with us.
  • When you access and use the Site, our technology and tools automatically collect and record certain non-personally identifiable information about your use of the Site (including your IP address, your browser type, the make and model of device used to view the Site, location information, unique device identifiers, and other information relating to your use of the Site, browser or device).We also use cookies, pixels, web beacons, device or HTML5 local storage and caching, java script and other similar technologies to collect information about your use of and access to the Site, content or advertisements you view, and related to your activities on the Internet. Cookies are small bits of information that may be placed on your computer by web sites you visit, applications you use, or advertisements you view. Cookies alone tell us nothing about who you are, unless you or a third-party gives us personally identifiable information, which may then be linked to the data stored in the cookie. Pixels (or pixel tags, web beacons or clear GIFs) are small blocks of code placed on a web page or application that read and place cookies and transmit certain information, such as a browser or device’s IP address, when and how often the pixel was viewed, an identifier associated with the browser or device, or the type of browser being used.
  • Third-parties may also automatically collect information about you.
  • Some advertisements or embedded content on the Site are served by third-party advertising companies or third-party content providers. Please note that these companies may also use cookies or other similar technologies to collect information about you, both on the Site and throughout the Internet. We do not have control over third-party information collection and use.
  • We may build a profile about you based on information you voluntarily provide us, information we automatically collect from you, and information obtained from third-parties.
  • We may combine information provided by or collected from you in connection with your use of the Site with information provided by you to us in other ways, information we obtain from third-party market researchers, information provided to us via your use of social media platforms, public information or other third-party information sources.

USE OF COLLECTED INFORMATION

We collect and use the types of information described above to assist in the administration and operation of the Site and to provide you an efficient, meaningful, and customized experience. We may use the information to:

  • Fulfill our obligations with respect to any reason you volunteered the information (e.g., to respond to an inquiry, administer a contest or sweepstakes, deliver a newsletter, etc.);
  • Allow you to participate in interactive features of the Site;
  • Deliver marketing, advertising, and promotional messages to you;
  • Improve the Site or our products and services;
  • Optimize your experience on the Site (e.g., troubleshooting technical programs, storing your preferences, etc.);
  • Show you relevant Site content and advertising on and off the Site, and analyze Site content and advertising;
  • Notify you about changes to the Site or our services (including this Privacy Policy)

THIRD-PARTY WEBSITES AND THIRD-PARTY EMBEDDED CONTENT

We do not control the privacy policies of third-party web sites, our affiliates, and business partners which may be accessed, directly or indirectly, through your use of the Site. Any information you provide to, or that is collected by, third-party sites may be subject to the privacy policies of those sites (including third-party content embedded on the Site), if any. It is up to you to review the terms of use and privacy policy of third-party websites or third-party content originators.

HOW WE SHARE INFORMATION

  1. Partners and Service Providers. We may provide collected information to our business partners, clients, licensees, and service providers. They may use your information to perform services for us.
  2. Advertisers or Advertising Networks. We may provide collected information (either alone or combined with information provided by third-parties or public information) about users of the Site on an aggregated, anonymous basis to our advertisers to help them reach the kind of audience they want to target.
  3. Law Enforcement and Safety. We may also share or disclose your information to comply with a court order or other legal obligation, to enforce the Site terms of use, and to protect the rights, property or safety of our users and other third-parties. We may disclose information to government or law enforcement officials or private parties as we determine, in our sole and absolute discretion, is necessary or appropriate to respond to claims or to comply with legal processes, to comply with laws, regulations or ordinances or to prevent or stop illegal, unethical or actionable activity.

OPTING-OUT OF INFORMATION USE

As described above, we collect personally identifiable information about you when you voluntarily provide it to us, collect other information about you and your use of the Site automatically when you interact with us, and may combine the collected information with publicly available information or information provided to us by third-parties or to build a profile about you. If you do not want us to use your collected information as described above or to provide your information to our partners, clients or service providers for marketing purposes, please email us info@youthfulsavings.com with such request.

With respect to the Site’s use of cookies and other similar technologies, by adjusting settings on your browser, you may elect not to allow cookies to be placed, and thus opt out of certain features of the Site and the Site’s automatic collection of certain information about you.

Additionally, the links below will assist you in opting-out of cookies and online behavioral or interest-based advertising:

  • First-Party Opt-Out:
  • Visit Google: http://www.google.com/privacy/ads
  • Click “Ads Settings”
  • Third-Party and Online Behavioral Advertising Opt-Out
  • Please visit:
  • Digital Advertising Alliance Consumer Choice Page: http://www.aboutads.info/choices
  • Network Advertising Initiative Consumer Opt-Out: http://www.networkadvertising.org/choices/

Please note that these measures are browser-specific and device-specific and must be repeated on all browsers and devices.

PROTECTION OF INFORMATION

We use reasonable measures to safeguard your information in our possession. However, no data transmission over the Internet is completely secure and no security mechanism is impenetrable. Therefore, although we take steps to protect your information, we cannot guarantee the security of the information that we collect from you or the security of our servers or the Site. By accessing the Site, any transmission of information is at your own risk and you agree to assume all risk in connection with information sent to us or collected by us.

USER CONTRIBUTIONS

You are responsible for content that you contribute to be published or displayed on the Site or transmit to other users of the Site (“User Contributions”), if any. Your User Contributions are posted on and transmitted to other users of the Site at your own risk. Additionally, we cannot control the actions of other users of the Site with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons. We are not responsible for circumvention of any privacy settings or security measures contained on the Site. You understand and acknowledge that, even after removal, copies of your User Contributions may remain viewable in cached or archived pages or might have been copied or stored by others.

FOREIGN JURISDICTION

The Site is designed for and targeted to United States audiences and are governed by and operated in accordance with the laws of the United States. We are not responsible under any privacy laws or local data protection laws in any jurisdiction other than the United States.

CHILDREN AND PARENTS

We respect children’s privacy. We do not target or knowingly or intentionally collect personally identifiable information from children under the age of 13. By using the Site, you have represented and warranted that you are either 18 years of age or using the Site with the supervision of a parent or guardian. If you are under the age of 13, you may not use the Site. If you become aware that your child has provided us with personal information without your consent, please email us at info@youthfulsavings.com.

MISCELLANEOUS

From time to time we may modify this Privacy Policy to reflect, among other things, changes in the law or our information collection and use practices and such modifications shall be effective upon posting by us. Your continued use of the Site after a revised Privacy Policy signifies your acceptance of the revised Privacy Policy. It is important that you review this Privacy Policy regularly to ensure you are updated as to any changes.

Please contact us with any and all concerns via e-mail at info@youthfulsavings.com

Terms of Use:

GENERAL

This website www.learningmarketplace.org (the “SITE”) is owned and operated by Youthful, LLC (“COMPANY” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from COMPANY.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on use of the Site, from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

INTELLECTUAL PROPERTY RIGHTS

OUR LIMITED LICENSE TO YOU

This Site and all the materials available on the Site are the property of us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

ONLINE COMMERCE

Certain sections of the Site may allow you to purchase many different types of products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the Site or on a site linked to by the Site, the information obtained during your visit to that merchant’s online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, may be collected by both the merchant and us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when you purchase products or services on or through the Site, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services.

For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links or contact the merchant directly. You release us and our affiliates from any damages that you incur, and agree not to assert any claims against us or them, arising from your purchase or use of any products or services made available by third parties through the Site.

Your participation, correspondence or business dealings with any third party found on or through our Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between you and such third party. You agree that COMPANY shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services or products through the Site for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party’s personal information to us or a merchant, you represent that you have obtained the express consent of such third party to provide such third party’s personal information.

CURRENCY

All sales are billed in USD as required by law.

REGISTRATION

To access certain features of the Site, we may ask you to provide certain demographic information including your name, email address, zip code and country. In addition, if you elect to sign-up for a particular feature of the Site, you may also be asked to register with us on the form provided and such registration may require you to provide further personally identifiable information as well. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

OTHER

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by COMPANY infringe your copyright, you, or your agent may send to COMPANY a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon COMPANY actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to COMPANY a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. COMPANY’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: info@youthfulsavings.com

This Agreement shall be binding upon and inure to the benefit of COMPANY and our respective assigns, successors, heirs, and legal representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of COMPANY. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by COMPANY to any affiliated entity or any of its wholly owned subsidiaries.

These Terms of Use shall be governed by and construed in accordance with the state of New York. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.